LIC ADO Syllabus
LIC ADO Syllabus

Life Insurance Corporation of India (LIC) Apprentice Development Officer (ADO) is a position in the organization for individuals who are interested in a career in the insurance industry. ADOs are responsible for selling insurance policies, recruiting and training agents, and developing new businesses. The position is a probationary officer role and is filled through a competitive exam. Candidates who pass the exam and meet the eligibility criteria are appointed as ADOs for a probationary period of two years. During this time, they are trained and evaluated on their performance. Those who successfully complete the probationary period are confirmed as permanent employees of LIC.

LIC ADO Syllabus Overview 2023

OrganizationLife Insurance Corporation of India (LIC)
PostsApprentice Development Officer
Exam NameLIC ADO 2023
CategorySyllabus
Exam Date 12th March 2023
Mode of ExamOnline 
Selection ProcessPrelims, Mains, and Interview
Official websitewww.licindia.in
LIC ADO Syllabus Overview

LIC ADO Exam Pattern 2023

LIC ADO 2023 will be conducted in three phases:

  1. Prelims Exam
  2. Mains Exam
  3. Interview Process

Let’s have a look at the exam pattern for different posts offered through LIC ADO 2023 exam.

Online Prelims Exam

S.No.SectionsNumber of QuestionsTotal MarksDuration
1.Reasoning353520 minutes
2.Numerical Ability353520 minutes
3.English Language3030**20 minutes
Total1007060 minutes

English Language test will be of qualifying nature and the marks in the English Language will not be counted for ranking.

Online Mains Exam

S.No.SectionsNumber of QuestionsTotal MarksDuration
1.Reasoning Ability & Numerical Ability5050
2.General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary5050120 minutes
3.Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and the Financial Sector5050
Total150150

For Employee Category

S.No.SectionsNumber of QuestionsTotal MarksDuration
1.Reasoning Ability & Numerical Ability2510
2.General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary2515120 minutes
3.Elements of Insurance and Marketing of Insurance.50125
Total150150

For Agents Category

S.No.SectionsNumber of QuestionsTotal MarksDuration
1.Reasoning Ability & Numerical Ability2525
2.General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary2525120 minutes
3.Practice and Principles of Insurance Marketing50100
Total150150

LIC ADO Syllabus 2023 for Prelims Exam

The syllabus for the LIC ADO Preliminary Exam typically includes the following topics:

LIC ADO Syllabus: Reasoning

  1. Puzzles
  2. Seating Arrangements
  3. Direction Sense
  4. Blood Relation
  5. Syllogism
  6. Order and Ranking
  7. Coding-Decoding
  8. Machine Input-Output
  9. Inequalities
  10. Alpha-Numeric-Symbol Series
  11. Data Sufficiency
  12. Logical Reasoning

LIC ADO Syllabus: Numerical Ability

  1. Data Interpretation (Bar Graph, Line Chart, Tabular, Caselet, Radar/Web, Pie Chart)
  2. Inequalities (Quadratic Equations)
  3. Number Series
  4. Approximation and Simplification
  5. Data Sufficiency
  6. Miscellaneous Arithmetic Problems (HCF and LCM, Profit and Loss, SI & CI, Problem on Ages, Work and Time, Speed Distance and Time, Probability, Mensuration, Permutation and Combination, Average, Ratio and Proportion, Partnership, Problems on Boats and Stream, Problems on Trains, Mixture and Allegation, Pipes and Cisterns)

LIC ADO Syllabus: English Language

  1. Reading Comprehension
  2. Fillers
  3. Cloze Test
  4. Sentence Errors
  5. Sentence Improvement
  6. Vocabulary based questions
  7. Jumbled Paragraph
  8. Word Usage
  9. Phrase/Connectors
  10. Paragraph-related questions (Para connectors, para completion, para restatement, paragraph inference, para fillers)

LIC ADO Syllabus 2023 for Mains Exam

LIC ADO Syllabus: Numerical Ability

  1. Simplification & Approximation
  2. Number Series
  3. Inequality (Quadratic & Quantity based)
  4. Partnership
  5. Ratio & Proportion
  6. Percentage
  7. Mixtures & Allegations
  8. Average & ages
  9. Time and Work
  10. Pipe and Cistern
  11. Simple Interest & Compound Interest
  12. Time & Distance
  13. Boat & stream
  14. Permutation, Combination & Probability
  15. Mensuration (2D&3D)
  16. Data Interpretation ( Bar, line, pie, mixed, missing, arithmetic, caselet)
  17. Data Sufficiency

LIC ADO Syllabus: Reasoning Ability

  1. Puzzle
  2. Direction sense
  3. Syllogism
  4. Seating Arrangement
  5. Input-Output
  6. Blood Relation
  7. Data Sufficiency
  8. Coding-Decoding
  9. Inequalities
  10. Logical Reasoning((Passage Inference, Statement and Assumption, Statement & Conclusion, Argument, and Cause & Effect)

LIC ADO Syllabus: Financial Awareness

  1. Indian Financial Market
  2. Capital markets and the government
  3. Money Market
  4. stock markets and bond markets
  5. The role of money markets in the financial system
  6. Derivatives markets and private investing
  7. Primary markets and secondary markets
  8. The study of the foreign exchange interbank market
  9. Mutual Funds
  10. Insurance Industry
  11. Regulatory Agencies
  12. Insurance Industry
  13. Special Statutes for Certain Financial Intermediaries
  14. Establishment of FSDC
  15. Financial Stability and Development Council
  16. International Financial Organization

LIC ADO Syllabus: Insurance Market Awareness

  1. Introduction of Insurance
  2. History of Life Insurance
  3. History of General Insurance
  4. Know About IRDAI
  5. Types of Insurance
  6. Indian Insurance Market
  7. ULIP (Unit Linked Insurance Plan
  8. Public Sector Insurance Companies
  9. Glossary of Insurance Terms
  10. Private Sector Insurance Companies
  11. Employment State Insurance Scheme (ESIS)
  12. Abbreviations related to Insurance Industry
  13. Other Important Topics Related to Insurance Awareness
  14. Schemes Related to Insurance (PMFBY, PMJJBY, PMSBY, etc.)
  15. Insurance Current Affairs
  16. Insurance Ombudsman, Bancassurance
  17. Current insurance schemes

LIC ADO Syllabus FAQs

What is LIC ADO Syllabus?

The detailed LIC ADO Syllabus for Prelims & Mains has been discussed in the article.

Is there a difference in the syllabus for the LIC ADO Preliminary and Mains exams?

Yes, the syllabus for the two exams is different. The preliminary exam focuses on testing the candidate’s aptitude and reasoning ability, while the mains exam covers more in-depth knowledge of the insurance industry and related subjects.

Are there any negative marks for wrong answers in the LIC ADO exam?

Yes, there may be negative marks for wrong answers in the LIC ADO exam. The number of negative marks for each wrong answer may vary each year and it’s good to check the official notification for the same.

Is there any sectional cut-off in the LIC ADO exam?

Yes, there is a sectional cut-off in the LIC ADO exam, which means that a candidate needs to secure a minimum percentage of marks in each section of the exam to qualify for the next round.